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When implementation goes wrong: lessons from crop insurance in India [1]

This paper’s focus is identifying the reasons for failure of PMFBY in most of the states despite its improved features, and comparing these states with a state where it has been relatively successful. It does this through evidence collected from a field study in Marathwada—a drought-prone region in western India, with the nation’s highest rate of farmer suicides. It takes learnings from stakeholder interviews in Marathwada to design implementation strategies for PMFBY’s success and win back the confidence of farmers. The state of Karnataka, in contrast to Marathwada, is an outlier among states in India, with a record of successful implementation of the PMFBY program. This paper studies PMFBY program implementation in Karnataka through a positive deviance case study approach. Though Karnataka hasn’t yet seen full success in terms of penetration achieved in crop insurance, its model can help develop best practices for implementation of PMFBY. The paper argues that getting buy-in from all stakeholders, adopting remote sensing technologies, strengthening infrastructure and institutional capacity, conducting outcome evaluation, and putting in place a monitoring system could be effective mechanisms to mainstream the program among smallholder farmers.
[2]

Publication Date: 
01/03/2021
Rajalakshmi Nirmal [3], Suresh Chandra Babu [4]
International Food Policy Research Institute (IFPRI) [5]
Tags:
Crop Insurance [6], Pradhan Mantri Fasal Bima Yojana (PMFBY) [7], India [8], Farmers [9], Karnataka [10], Maharashtra [11]
Centre for Science and Environment
National Knowledge Commission Government of India

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Source URL: http://admin.indiaenvironmentportal.org.in/reports-documents/when-implementation-goes-wrong-lessons-crop-insurance-india

Links:
[1] http://admin.indiaenvironmentportal.org.in/reports-documents/when-implementation-goes-wrong-lessons-crop-insurance-india
[2] http://www.indiaenvironmentportal.org.in/files/file/Lessons from crop insurance in India.pdf
[3] http://admin.indiaenvironmentportal.org.in/category/author/rajalakshmi-nirmal
[4] http://admin.indiaenvironmentportal.org.in/category/author/suresh-chandra-babu
[5] http://admin.indiaenvironmentportal.org.in/category/publisher/international-food-policy-research-institute-ifpri
[6] http://admin.indiaenvironmentportal.org.in/category/thesaurus/crop-insurance
[7] http://admin.indiaenvironmentportal.org.in/category/thesaurus/pradhan-mantri-fasal-bima-yojana-pmfby
[8] http://admin.indiaenvironmentportal.org.in/category/thesaurus/india
[9] http://admin.indiaenvironmentportal.org.in/category/thesaurus/farmers
[10] http://admin.indiaenvironmentportal.org.in/category/thesaurus/karnataka
[11] http://admin.indiaenvironmentportal.org.in/category/thesaurus/maharashtra