Self-Help Group and linkage banking programme has come a long way from a small pilot project of NABARD to become a major poverty financing programme in India. Several organisations have participated in the country-wide programme with several models, but the essence remained the banking linkage through groups of poor women. DHAN Foundation's programme named as Kalanjiam Community Banking Programme is one such big programme in the country with projects being operated across several blocks in Andhra Pradesh and Tamil Nadu.