At a meeting of SKS microfinance, one of the fastest-growing microfinance organisations in the world, in rural Hyderabad in February 2009, Mallamma, 42, is busy seeking a loan of Rs 50,000 for her fish business. This would be her second loan after she took a loan of Rs 10,000 last year. She is in an expansion mode and is planning to employ more persons in her fish business.