Tinesh Bhasin & Falaknaaz Syed Holders of health insurance policies issued from June 1 onwards will benefit. Buyers of health insurance policies will now get their pre-existing diseases covered from the fourth year of their policy. Pre-existing disease has long been a grey area and the biggest reason for dispute among insurance companies and medical insurance policyholders. Insurers under the aegis of the General Insurance Council

Atiq Khan Nearly 99 lakh families living below the poverty line (BPL) in Uttar Pradesh can look forward to getting quality medical care under the Rashtriya Swasthya Bima Yojana (RSBY) in hospitals of their choice, including private nursing homes, from this coming July 1. A memorandum of understanding to this effect was signed between the Union Government and the UP Government on Friday. The signatories to the MoU were the Director-General, Union Labour and Employment Ministry, Anil Swaroop, and Principal Secretary in the State Rural Development Department, J. N. Chamber.

The Rashtriya Swasthya Bima Yojana, launched on October 1 last, will become operational from Tuesday.

Awareness about insurance is quite high in India, yet less than three out of 10 households in the country have opted for some kind of life insurance cover, a survey said. "The awareness about insurance is quite high in India. Around 78 per cent of households are aware of insurance products. However, ownership of insurance products is low

This paper has threefold objectives: (a) to discuss the background and the need for a health insurance scheme; (b) to examine the different health insurance schemes including Community Based Universal Health Insurance Scheme (CBUHIS) and the most recent one proposed by the National Commission for Enterprises in the Unorganized Sector (NCEUS); and (c) to summarize broad lessons from existing health insurance schemes to foreground the broad contours of the most desirable insurance scheme in the Indian context.

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