Insurers may be burning their fingers in urban health portfolios for some time now, but the government’s rural healthcare initiatives, including its decision to provide free generic drugs to public hospitals, are set to offer fresh avenues of growth for them.

The recent government decision to provide free generic drugs to government hospitals at an expense of $5.4 billion (Rs 29, 820 crore) could be a game-changer for the health insurance business in India. While insurers suffer a high claim ratio in urban centres, in excess of 100 per cent, the cost of health insurance in rural centres is expected to come down with the new regulation.

Chandigarh: The Law Commission has prepared a draft Bill called “Farmers and Agriculture Labour Welfare Cess”.

Missions set in a three-year plan for China's healthcare reform program in the 2009-11 period have been completed on schedule, according to a new official report.

“Tobacco industry interference”, this year’s theme for the World No-Tobacco Day (May 31), brought with it a strong reminder to India to evolve mechanisms that would ensure complete insulation of it

It is a methodological flaw to conclude from data which shows a rise in the incidence of out-of-pocket medical expenses that the Rashtriya Swasthya Bima Yojana is ineffective. A response to Sakthivel Selvaraj, Anup K Karan, “Why Publicly- Financed Health Insurance Schemes Are Ineffective in Providing Financial Risk Protection” (EPW, 17 March 2012).

Not possible to honour smart cards under present circumstances: Hospitals

The Delhi Medical Association has expressed concern over what it called the “total failure” of the Rashtriya Swasthya Bima Yojana (RSBY) initiated through the Delhi Government to provide free health care to persons belonging to the below poverty line by providing them an insurance of Rs. 30,000 which they could utilise in any hospital in the eventuality of ailment. “The scheme was launched with lot of fanfare and many people were enrolled into the scheme and provided a smart card.

Health insurance is fast emerging as an important mechanism to finance health care needs of the people. The need for an insurance system that works on the basic principle of pooling of risks of unexpected costs of persons falling ill and needing hospitalization by charging premium from a wider population base of the same community. In the present scenario the annual expenditure on health in India amounts to about $7.00 in rural areas and $10.00 in urban areas per person, majority of care being provided by the private sector.

This paper provides early and robust evidence on the impact of publicly-financed health insurance schemes on financial risk protection in India’s health sector.

The annual pilgrimage to Shri Amarnath Shrine would commence on June 25 and culminate on August 2.

President Nasheed sent the bill to control thalassemia back to parliament for further amendments without ratification.

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