It would appear, based on the experience over the past year, that at a given point in time, CoVID-19 affects a part of the country and not the whole nation. What does this imply for the sharing of resources between more affected areas and less affected areas?

Launched in 2008, the Rashtriya Swasthya Bima Yojana provides financial protection from health shocks for poor households. This paper discusses findings from an experimental information and education campaign and household survey carried out in the first year of the programme in Delhi. First, the iec had no impact on enrolment, but households who were part of the household survey sample and therefore received information closer to the enrolment period were 60% more likely to enrol. Second, there is little evidence that the insurance company selectively enrolled healthier households.