Farmers are opting for weather-based crop insurance due to frequent weather disturbances. Prashant Bachhav is one of them. He has six hectares (ha) in Nashik district in Maharashtra. Monsoon normally arrives in Nashik by June 10. Accordingly, Bachhav sowed jowar and bajra by mid-June. This year rainfall was sparse in June. Bachhav feared the yield would decrease by 30-40 per cent. He insures only high-investment and high-risk crops.