This report, in collaboration with the SELCO Foundation and supported by the Good Energies Foundation, analyses the financiers’ perspective in lending for solar-powered livelihood appliances in India. It generates evidence on the impact of solar-powered productive-use technologies on the net incomes of end-users and their loan repayments. This helps financiers understand the economic viability of these technologies. It also assesses the prevailing policy solutions and provides recommendations for the private sector, policymakers and donors to improve access to finance for end-users of such products.