A study conducted of the Rashtriya Swasthya Bima Yojana in 2009-10 in Amaravati district of Maharashtra shows that there are critical concerns in the very design and implementation of the programme that may make it challenging for RSBY to reach its target of below the poverty line population. Thus, the poor in the more remote blocks and villages may be ignored for easier to reach potential enrollees as the premia paid for all are the same.

Adaptation financing entails a multitude of challenges when it comes to selecting and implementing measures that are to be sustainable. This article depicts general difficulties with respect to adaptation financing.