Researchers and policymakers have long understood the benefits of crop insurance but have been consistently disappointed by the poor performance of these programs.

Advances in agricultural development have largely been a direct result of increased usage of new technologies. Among other important factors, farmers’ perceptions of risks associated with the new technology as well as their ability or willingness to take risks greatly influences their adoption decisions.

The environmental implications of rainfall pattern in the recharge of groundwater system of Saharanpur regionl located in Uttar Pradesh, have been discussed. The mathematical analysis of rainfall variation of Saharanpur district for a period of 25 years (1982-2006) displays a fairly good range from 497.70 to 1566.10 mm with an annual average rainfall value of 1058.82 mm.