This paper provides guidance for implementing Pay-As-You-Drive (PAYD) vehicle insurance, which directly incorporates mileage as a rate factor. It describes PAYD pricing options, discusses PAYD benefits and costs, describes regulatory reforms, evaluates various objections to PAYD, and provides specific recommendations for PAYD implementation. Various data sources indicate that crash costs increase with annual vehicle mileage. As a result, PAYD increases actuarial accuracy (premiums better reflect a vehicle

This study is to understand the financial services sector with regard to low-income fisherfolk, especially, in a comparative analysis framework in the post tsunami context, with the following objectives: to understand the extent to which men and women in fisheries are excluded from the mainstream financial system; to identify their various needs for financial services across pre-harvest, harvest a

This book attempts to partially fill the void by systematically assessing health financing reforms in nine low- and middle-income countries that have demonstrated good performance in expanding their populations

Traffic and Transportation Policies and Strategies in Urban Areas in India was conducted in 1994 to establish the urban transport scenario and forecast the anticipated issues that would most likely crop up in the future. Further to this, a National Urban Transport Policy was approved in 2006 to help in addressing the unprecedented increase in transport problems that the major cities in the country are facing.

The uneven economic development undergone by Latin America throughout the last decades has had an impact on its political and social dynamics. Governments in the region have been looking for strategies to cope with the unstable economy and sharp inflation rates, trying to protect their most vulnerable population from the worst economic shocks. As a